Comparisons
All Banks Blog
Make sense of your whole financial life.
Practical guides to tracking net worth, managing money across currencies, protecting your financial privacy, and choosing tools that fit the way you live.
13 articles
Comparisons
Monarch Money alternative without a subscription
Monarch automates a broad household money workflow for $99.99 a year. All Banks keeps its private manual core free, offers Pro for $49.99 once, and treats encrypted Cloud Sync as a separate optional service.Read articleComparisons
Copilot Money alternative with no bank connection
Copilot Money is a polished, connection-first personal finance app. All Banks is a private manual system that never needs your financial login.Read articleComparisons
Empower Personal Dashboard alternative that does not sell you products
Empower's dashboard is genuinely free and powerful. Its broader business also offers paid investment management. All Banks charges upfront and has no advisory product to sell.Read articleComparisons
Net worth spreadsheet vs a dedicated app
A spreadsheet is cheap, flexible, inspectable, and often completely sufficient. A dedicated app wins only when structure and review habits are worth paying for.Read articlePrivacy
Net worth tracker without a bank login or Plaid
You can calculate net worth without connecting a single financial account. The cost of that privacy is manual maintenance; the benefit is a smaller data trail and support for assets no aggregator can see.Read articleInternational
Best net worth app for expats and money in multiple countries
The best expat net worth app is not necessarily the one with the most bank connections. It is the one that can represent every country, currency, liability, and ownership context without losing the original numbers.Read articleBuying guides
Local-first finance apps: what you gain and give up
A local-first finance app can keep its core free or sell advanced tools once, while charging for an optional storage service. The useful question is what remains available when you do not subscribe.Read articleCrypto
How to track crypto and fiat together in one app
Crypto and bank balances belong in the same net worth equation, but they should keep different currencies, risks, and sources. A unified view is useful only when it does not flatten those differences.Read articleInternational
Multi-currency net worth tracker for assets and debt
A multi-currency total is useful only when the original balances remain visible. Conversion should create a common view, not rewrite the financial facts underneath it.Read articleNet worth
How to calculate net worth: formula, template, and complete checklist
Net worth is simple arithmetic built on difficult classification. The formula takes one line; the useful work is deciding what belongs in the snapshot, valuing it consistently, and not hiding debt.Read articlePrivacy
Is Plaid safe? Security, privacy, and the 2026 data breach explained
Plaid uses serious security controls and is widely used, but connecting an account still expands the data-sharing chain. Safe does not mean risk-free—and the 2026 incident should be described precisely, not sensationally.Read articleNet worth